What You Actually Need to Buy a Home!
- Robert Silva
- Jun 1
- 1 min read
What REALLY Matters Most Might Suprise You!
Think you need perfect credit and a huge down payment to buy a home? Not true.
After 40 years in Real Estate, let me tell you what you really need to buy a home today.
No. 1 - Steady Income
Lenders want to see that you can comfortably afford the payment.
No. 2 - Decent Credit
It doesn’t have to be perfect—but the better your credit, the better your options.
No. 3 - Some Savings
There are programs with as little as 3% down, sometimes even less—but you still need funds for closing costs and reserves.
No. 4 - A Plan
Buying a home isn’t just about qualifying—it’s about being prepared. Here’s what I tell my clients. You don’t need to be perfect—you just need to be ready. The best way to know where you stand is to actually look at your numbers.
If you’re even thinking about buying, I can help you understand what you need and what your next step should be.
No pressure—just straight answers.
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